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Showing posts from November, 2020

Extra credit, Extra features Credit cards for bad credit

Credit cards for people with bad credit / poor credit work like any other financial instrument. You can make transactions with them and you can also use them to build your credit from scratch. You have to be careful while using them and remember not to carry forward any balance on them. You have to be cautious and make sure that you do not end up incurring any interest on any of your transactions. Do not make any late payments, and do not let any of your payments go forgotten. How Do Credit Card Companies Verify Your Income? If you are thinking about applying for a credit card for bad credit or any other similar financial instrument, the company is going to first ask you to fill in an application form. According to the law there is no need to indicate any specific income that you might be earning but if you are able to state an amount, the credit card company / bank would be more confident that you can make your monthly payments on time. They will be more flexible towards you and hig

What Is The First Digital Credit Card?

 The first digital card is an unsecured credit card for people with bad credit . The users have to pay $95 as program fees and $75 as annual fees for the first year. In the second year, there is a slight drop in annual fees to $48 as $6.25 per month. The company provides a credit limit of $300. As the card is unsecured, there is no need for depositing the collateral. The interest rate is rocket high as $35.99%. This is much more than the average APR. Thus, carrying a balance to the next month is very costly. The best part of having the card is company reports usage to all the major credit bureaus. This way users can see quick growth in their credit scores. Before using this expensive card, users should check first digital nextgen MasterCard reviews . By doing this applicant can check out the strengths and weaknesses of the card discussed above: Note : Users who find this card expensive should go for the secured credit cards. In these cards, they have to pay collateral equal to the cre